Have you heard of the American Express Platinum Cashback Everyday credit card? This is a financial product that aims to combine two great proposals.

The first is that it is a good financial product for international travel, being something standard on Amex cards, and secondly, we have the Cashback program.

Want to find out what comes out of this union? Then you’ve come to the right place, because we’ll show you its main strengths and weaknesses.

Why we recommend the American Express Platinum Cashback Everyday credit card

If you love traveling with a good credit card always in hand, but you don’t want to give up a Cashback program, know that these two things are not irreconcilable.

Instead, we have the American Express Platinum Cashback Everyday credit card, which combines both features in one place.

This means you can access VIP lounges and simultaneously receive a refund of up to 1% on purchases made at various establishments.

So, you can benefit in a number of different ways as a cardholder on the credit cards in question, you just need to know how to manage their features well.

In addition to all this, this is also a good financial product for daily use, rewarding strategies that use Cashback in everyday life.

For example, by offering a bonus to those who reach a certain percentage of spending annually, whether in the year of registration or not.

What can I use the American Express Platinum Cashback Everyday credit card for?

But what exactly can I use the American Express Platinum Cashback Everyday credit card for? That’s a great question.

For two reasons, firstly, we are talking about a Platinum financial product, which, as you can imagine, gives it more robust characteristics.

And secondly, this is a credit card with Cashback, being one of the most requested programs in the financial world, a very interesting combination.

This makes the use of the financial product in question quite broad, as we will show you below, in the two main modes of use.

Shopping with Cashback

One of the biggest attractions of the American Express Platinum Cashback Everyday credit card is the possibility of purchasing with a good accumulation of Cashback.

Especially in the first few months, where cardholders can receive a much higher cashback rate than they would on a daily basis, encouraging more everyday purchases.

While in the first few months, cardholders can receive a rate of up to 5% on the value of purchases, on a day-to-day basis rates vary between 0.5% and 1%.

However, it is important to remember that to do this, there is a need to meet certain requirements, spending a certain amount over a period of time.

To accumulate on a daily basis, it is also necessary to meet some minimum spending requirements, which also influences the reimbursement rate obtained.

International travel

International travel is the specialty of Amex credit cards, so with the American Express Platinum Cashback Everyday it would be no different.

Therefore, if in addition to something practical for everyday use with a good reimbursement rate, you also want an efficient financial product for travel, it meets that requirement.

There are several benefits whose purpose is to make the tourist’s life easier and make their trip much more enjoyable, ranging from benefits at airports to those that come into effect upon landing.

One of the most classic benefits is being able to access VIP lounges, using the credit card in question, but that is far from being everything.

The American Express Platinum Cashback Everyday credit card also has extensive travel insurance and special offers, which can be accessed through the bank’s app.

Advantages of the American Express Platinum Cashback Everyday Credit Card

It is very important that you do not leave this article before checking out the main benefits of American Express Platinum Cashback Everyday.

Below is a list of the strengths of the credit cards in question:

• Unlimited Cashback Program
• American Express Special Offers
• Welcome Bonus
• Application for management
• Comprehensive Travel Insurance
• Contactless shopping
• Request without leaving home

Disadvantages of the American Express Platinum Cashback Everyday Credit Card

This is a good card for traveling, the problem is that it is definitely not an affordable option as its requirements are quite strict, making it difficult to get approved.

Therefore, it is important to carry out a small check of your credit score, this will allow you to estimate what your chances are.

Additionally, many American Express Platinum Cashback Everyday benefits are subject to conditions being met, making things a little more complicated.

How is the credit analysis done on the American Express Platinum Cashback Everyday credit card?

With the American Express Platinum Cashback Everyday credit card, applicants are subject to a credit check, which works in a simple way.

Basically, the financial institution checks the candidate’s Score and weighs up the status of their credit history.

The lower the risk of default and your ability to pay, the greater the chances of being approved with a good limit.

Is there a maximum and minimum amount for the American Express Platinum Cashback Everyday credit card?

Checking the official website of the credit card in question, we did not find any information regarding the minimum limit of this financial product.

However, the bank informs what the maximum limit available on American Express Platinum Cashback Everyday cards is, which can reach 1,200 Euros.

This is a very broad limit, for those who are planning both international travel and more everyday use.

In cases where the initial limit ends up being too low, users can request that a new credit analysis be carried out by the financial institution.

Want to apply? Learn how to get the American Express Platinum Cashback Everyday credit card right here

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