HSBC Premier
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Rewards
Priority Pass membership means you can relax in over 1,600 airport lounges worldwide for just £24 per person per visit, subject to availability.
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Other benefits
2 years extended warranty provided by Domestic & General Insurance PLC, on selected household appliances
HSBC Premier
- VIP Lounge Access: Access to airport VIP lounges worldwide.
- Hotel Discounts: 10% off at selected hotels with Expedia and Agoda.
- Representative APR: 23.9% variable.
The HSBC Premier card is a premium option, offering great travel perks like VIP lounge access at airports, and it’s ideal for frequent travelers. The 10% hotel discount can also be appealing. However, the representative APR of 23.9% is relatively high, so it’s best suited for those who can pay off their balance in full each month to avoid interest charges. This card is excellent for those looking to combine travel benefits with credit card rewards.
Every application begins by checking what the financial institution’s requirements are so that you can become one of those approved for the HSBC Premier card.
Where we have a set of very simple and direct requirements, but which can be quite restrictive for many interested clients.
In general, the rigor of this request lies in the requirements involving income, such as Score or professional stability.
Check out below what is required to become one of the holders:
- Prove stable income
- Be of legal age
- Living in the country
- Have a good credit score
What are the most advantageous cards in England?
What documents are required?
In addition to meeting all the requirements mentioned, the candidate must also provide proof, something that is done through documents.
As this is a credit card requested completely remotely, all shipping is done through the website or the official app.
The financial institution also took care not to make this stage of the HSBC Premier credit card application too long, making it considerably dynamic.
Where, only some basic documents are charged, as listed below, check the documentation:
- Proof of income
- Proof of residence
- Photo ID
All of the above documents must promptly meet two requirements, the first is to be within the validity period, and the second is to have all sides visible.
What are the biggest uses of this credit card?
How much do you know about using the HSBC Premier credit card? If your answer was nothing, then don’t worry, we can change that.
We have selected some of the main ways of using this financial product, where its main benefits will be put to the test, as well as its disadvantages.
For those who want to delve deeper into more usage methods, you can check this directly on the bank’s official website, be sure to access it for more information.
Through it, it is also possible to learn more about the rules of the forms of use presented below, in a much more detailed manner.
MasterCard Benefits Program
Credit cards that use Mastercard brands allow users to enjoy dozens of exclusive benefits in rewards programs.
They can include programs for those who enjoy physical activities, purchases with points, special discounts, among many other strong points.
There are always ways to make the most of your experience as a cardholder, and for this, benefits programs are very welcome, changing the purchasing dynamics.
Where even a simple purchase has good potential, guaranteeing the accumulation of points, special discounts or many other variable benefits.
International travel
International travel always requires a good payment method, as expenses are constant, such as purchasing tickets, booking hotels and other types of expenses.
Using the HSBC Premier credit card ends up being a great way to eliminate the worries of any type of currency exchange or calculating the change.
Just swipe your credit card and your bill will be paid in just a few moments, which applies to purchases made worldwide.
It is also possible to use HSBC Premier credit cards to pay for airline tickets in installments or to pay for hotel reservations.
Everyday shopping
Everyday shopping is one of the main moments when a good payment method is needed, as it is one of the biggest shopping contexts.
Where the possibility of not being held hostage by physical money makes all the difference, guaranteeing that touch of practicality that we all look for in a credit card.
But it doesn’t stop there, as the HSBC Premier credit card can also be used with tap-and-pay technology and security systems.
Which combine speed and security in a single financial product, something essential for completely comfortable and dynamic purchases.
Our advice for anyone applying for the HSBC Premier credit card
Before becoming one of the candidates, it is important to learn how to use all the tools made available to you on the HSBC Premier credit card.
Through which some customers can use the brand to participate in benefits programs, ranging from special discounts to better installments.
Remembering that this does not only apply to programs linked to the brand, all advantages available in the financial product in question are subject to rules.
Where, the better the user understands how they work, the easier it will be to define a strategy to enjoy all the benefits naturally.
Weighing up the pros and cons – Is it worth it?
When you ask different users of the HSBC Premier credit card, the answers you get can be completely different, for one simple reason.
What one person thinks tends not to be similar to what others believe about the financial product due to personal criteria such as credit demand.
Therefore, you should check for yourself what the main pros and cons of submitting a membership application are, based on what is necessary for a card to serve you well.
However, the rating obtained from user reviews of HSBC Premier credit cards is at least 4.2 stars on websites focused on these reviews.
Apply for the HSBC Premier credit card once and for all on the official website!
It’s time to apply for the HSBC Premier credit card. To do so, click the button below and access the official website of the credit card in question.
